Even in the safest work environments, there’s still always the possibility that an injury can happen on the job. Accidents happen that range from a little fall to something serious.
No matter how big or small your injury is, you should never be left with the financial burden of medical bills if it happened at work.
It was reported by the National Safety Council that in the workplace, the “cost per medically consulted injury in 2017 was $39,000.” This can be a lot for one person to handle, especially if the injury is not their fault.
We’re going to go over the steps you should take if you have recently been injured on the job.
Get Immediate Medical Help
Your health should be the most important thing when it comes to an accident. Even if you or others don’t think it’s that serious, you should still get an evaluation from a medical professional.
Experts at Diamond & Diamond mention how an injury that might seem minor can actually be something very serious. For more information about this, you can visit the site.
Always take as long as you need to recover and rest from all types of injuries. With more serious accidents, have another worker call 911 for an ambulance. This is especially important if you hit your head during the accident.
Concussions can have severe effects on the brain, which can change how you’re able to work. This head condition can cause epilepsy, depression, trouble sleeping, migraines, and sensitivity to light if left untreated. Take care of yourself first when an accident happens.
Receive a Written Report
Now that you have the medical attention you need, it’s time to think about how you can be compensated for the injury. In order to make a strong case, you’ll need some key documents.
If there were any witnesses, you should get a written report of what they saw. Also, the manager at the time should write a detailed description of what happened. You should request this as soon as possible after the accident, so it’s accurate.
Taking photos of the accident is another way to gather information for your case. You can photograph your injury, the site at which it happened, and if there was any faulty equipment or something not done correctly. If there was anything not up to safety standards, document this, and it will help your case.
Make sure you get a medical report at the hospital. This should include any medical tests, procedures, drugs, and additional help that was given to you. Also, make sure to get a detailed receipt, so you know how much to file for.
Having secure legal written documents will only make your case better, and you will receive the worker’s compensation you deserve.
Make the Claim
Now you have all the proper documents you need, and it’s time to make a claim. This should be a straightforward process if you’re prepared.
You will first need to contact your company’s insurance company. Each business has a different policy when it comes to worker’s compensation. The insurance company should then work with you to make your claim and receive what has been lost as a result of the accident.
If for any reason your company is making this difficult for you or won’t give you the total sum of money you think you should get, then you have to take further action. You might need to hire an experienced worker’s compensation lawyer and go to court.
The Bottom Line
No one ever thinks that they’re going to get hurt at work, but it does happen. Even if you just work in an office job, accidents that require severe medical attention can occur. If the injury is a result of something at work that’s not being done correctly, then you could receive worker’s compensation.
The most important thing to do after an accident is to get the help you need. After, you should gather written documentation about what happened, the medical bills, and photos as soon as possible.
Finally, you can make a claim and get the money lost because of the accident at work. You can then focus on recovery and getting back to a healthy life!
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