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Why Insuring your Tech-Driven Business doesn’t Have to be too Expensive

If you are operating a large business or just require a fleet driver to transport any expensive products or customers to their different locations, then you just have to find an insurance that will make sure that all of your drivers and produce are protected on the road. You may be concerned that having to insure so many vehicles may come with an extremely high cost. But this does not have to be the case. Here are some ideas of how you can save money on your insurance.

Finding the Best Fleet Insurance

Naturally, when you are a large business looking to employ a high number of drivers and vans, you will want to buy Fleet Insurance. However, make sure that you are able to find the best prices for fleet insurance. Begin by using a comparison website to look into the different costs of your insurers. Once you find an insurer you are interested in, then you can call them to see if you can barter any additional benefits that could personalise your policy to suit your business. If you also prove that your drivers are safe on the road, and their vehicles have never been in an accident, then your future insurer may also consider giving you a discount on any additional policies you want to include in your fleet bundle.

Selecting Appropriate Drivers

A fantastic way to ensure that you can save money on your fleet insurance is to ensure that your crew are fully qualified to drive your heavy goods vehicles. Insurers seem to favour drivers over 25 for a potential discount because they appear to have more experience on the road, so you should ensure that all your drivers are fully trained and have the experience needed to handle busy traffic.


Fleet insurers want to see that you fully understand how to keep your vehicles safe. That means that if your van is kept in a safely locked garage and also has the latest locking technology, such as either card unlocking, password operated boxes to hide your keys, as well as having a tracker and alarm, then you have the chance to get a better discount.

Sensor Data

A fantastic way to save money on your fleet insurance is to invest in Sensor Data and Usage Based Insurance (UBI). Together this technology can provide telematics and record footage of your driver’s road patterns. This means that if your driver is spending too much fuel by taking a longer route, your building sensors can monitor this and alert your staff to a better route. Not only that but it can actually pick up and monitor environmental conditions, meaning that if your driver is taking a customer or product to a new location, and there is extremely heavy rainfall, the sensor will pick this up and take them on the safest route.

This technology has revolutionised the roads for Fleet Drivers and their insurers. As their insurers now have evidence that the drivers are utilising their vehicles safely. This means that there could potentially be a 40% reduction in any future claims cost and even allow your insurers to make a more effective estimate when it comes to estimating a cost for your insurance.

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